Every company needs a parent. Direct Benefits and Magnum Dental working together.
Serving as an online storefront, Magnum Dental is operated by Direct Benefits, Inc., a managing general agency that provides full-service, one-stop benefits brokerage for dental, disability, life and vision insurance plans to more than 16,000 employee benefits agents, brokers, consultants and online consumers nationwide.
No matter if you’re an agent or an online consumer, if you’re looking for the best individual and small group private label products in the country as well as a variety of brand name employee benefits carriers, then Direct Benefits is your source for dental, disability, life and vision benefits.
Mayer, who is unapologetically passionate about bringing affordable dental insurance to every American, says it was his father who inspired him to create Direct Benefits and it’s online storefront, Magnum Dental, more than a decade ago. “My dad was a janitor for the St. Paul Public Schools for 35 years,” says Mayer. “He was so meticulous about cleaning those classrooms and the little kids’ restrooms. Yet, in spite of working with filthy toilets every day, he had the happiest-go-lucky attitude of anyone you’ve ever met. He could talk to absolutely anyone about just about anything and make them smile.” But Mayer’s father suffered from diabetes. “Like most diabetics, Dad had a lot of tooth issues,” Mayer recalls. By industry standards, he had great health benefits, including dental insurance that covered $1,000 per
For Mayer, it was also a powerful motivating force, turning him into a crusader for dental health and dental insurance. “From the beginning, I have always used my dad’s experience with dental insurance to keep innovating the plan.” Today, we offer an up to $3,000 annual maximum, 2 cleanings covered 100% per year, no waiting periods on basic services, and coverage on major dental services.
Yet, Mayer is quick to add that the dental insurance industry still has a long way to go. “We have a dental health crisis in this country,” he says. “There are already 130 million Americans with no dental insurance, and some industry changes are actually making the situation worse, especially for American retirees.” He points to current Medicare plans that don’t provide dental coverage, as well as some aspects of the Patient Protection and Affordable Care Act (PPACA or “Obamacare”) that allow employer groups to drop active and retiree dental insurance programs. “Many of tomorrow’s retirees – nearly 80 million Baby Boomers – will struggle to find affordable dental insurance,” says Mayer. “I believe all of us share responsibility for solving this problem and I will never stop finding ways to make better insurance and better value available to everyone.”
Mayer, an energetic entrepreneur with 25 years of business successes under his belt, also brings his father’s