Magnum Dental Insurance Plans
Shop our budget-friendly PPO dental plans that make protecting your smile a breeze.
No Waiting Periods
Large Network of Providers
$100 Lifetime Deductible
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Choice of In-Network or Out-of-Network Providers
$5,000 Max Coverage Year 3
Low Cost
Preventive Care
Large Network
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PPO Savings
Coverage for Procedures
PPO Savings
Coverage for Procedures
Choose the dental plan that fits you best
Compare our dental plans to find the plan that works for you. Need help finding a dental plan? Call or live chat with our insurance specialists, and we'll help guide you each step of the way.
Magnum 750
Designed to provide essential coverage with a low-cost premium, with the Magnum 750 plan, you can enjoy peace of mind knowing that you’re protected against unexpected dental expenses.
Plan highlights:
- $15 average monthly premium
- $50 individual and $150 family annual deductible
- $750 annual max benefit
- Access to the Ameritas Dental Network of over 132,000 dentists with 652,000 access points offering 25-50% reduced rates.
Plan details
Preventive care: 100% (no waiting period)
- Checkups, cleanings and routine X-rays
Basic care: 50% (6/month waiting period)
- Fillings, sealants, diagnostic, full or panoramic X-rays
Major care: 10% (12/month waiting period)
- Simplex extractions, dentures, crowns, oral surgery & more
Magnum 1000
Extend your coverage and take it up a notch with our Magnum 1000 plan ensuring you can maintain your oral health without the worry.
Plan highlights:
- $22 average monthly premium
- $50 individual and $150 family annual deductible
- $1,00 annual max benefit
- Access to the Ameritas Dental Network of over 132,000 dentists with 652,000 access points offering 25-50% reduced rates.
Plan details
Preventive care: 100% (no waiting period)
- Checkups, cleanings and routine X-rays
Basic care: 70% (6/month waiting period)
- Fillings, sealants, diagnostic, full or panoramic X-rays
Major care: 35% (12/month waiting period)
- Simplex extractions, dentures, crowns, oral surgery & more
Magnum 1250
Get the ultimate comfort knowing you're well protected with our highest coverage dental plan, the Magnum 1250 plan.
Plan highlights:
- $32 average monthly premium
- $50 individual and $150 family annual deductible
- $1,250 annual max benefit
- Access to the Ameritas Dental Network of over 132,000 dentists with 652,000 access points offering 25-50% reduced rates.
Plan details
Preventive care: 100% (no waiting period)
- Checkups, cleanings and routine X-rays
Basic care: 80 (6/month waiting period)
- Fillings, sealants, simple extractions, diagnostic, full or panoramic X-rays
Major care: 50% (12/month waiting period)
- Dentures, crowns, oral surgery & more
What can you expect from a Magnum dental plan?
Our PPO dental plans work by connecting you with a network of dentists who have contracted with the Ameritas Dental network to provide discounted services. You can visit any dentist of your choice, but you'll maximize your benefits by choosing an in-network provider. If you visit an out-of-network dentist, you may still receive coverage, but your out-of-pocket costs may be higher.
Find a dentist here.
To make the most of your PPO Dental Plan, take advantage of your 100% covered preventive visits. By staying proactive about your oral health, you can help prevent more extensive dental issues down the road. And when you're in need of a dental procedure, you'll have peace of mind knowing you have coverage.
Frequently asked questions
FAQ
How much do most dental plans cover?
Plans vary in terms of what they cover, so if you’re searching for the best dental plan for your family, be sure to check all of the coverage details and limits. For example, you might find family dental insurance that covers 100% of the cost of preventive care, 80% of basic services, and 50% of major services. Some plans cover even more, such as orthodontics and implants.
Is dental insurance tax deductible?
You might be able to deduct the cost of dental insurance if it’s for medical rather than cosmetic purposes. Work with a tax expert to determine if you can indeed deduct your dental insurance and dental care expenses.
How do I choose a family dentist?
There are a lot of things to consider when searching for the right dentist. It’s wise to see a professional who has a positive reputation, years of experience, and the ability to provide top-quality care with the latest tools and technology. Also keep in mind that some dentists work with both children and adults, while pediatric dentists focus on kids. You can look through your insurance provider’s network to find a dentist that will help you save.
Can I have two dental insurance plans?
Dual coverage, which involves having two dental plans, may be possible if you’d like to take that route. However, you can’t buy two separate Spirit Dental plans. Also, we don’t coordinate benefits and don’t check if another insurance provider has covered a portion of a procedure. Instead, we determine coverage based off the entire procedure.
What is the cheapest dental insurance for family?
With a wide variety of policies to choose from, you can turn to Spirit Dental when you want a family plan that will be affordable and give you the right amount of coverage. Contact us if you need help selecting the plan that’s ideal for you and your budget.
Get your free quote!
Questions about our plans? Call us: (844) 833-8440
Get a dental quote fast
Find the best dental plan for you, enroll today and activate next-day benefits with no waiting periods